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Disclaimer

Last updated: March 3, 2026

General Disclaimer

This Disclaimer applies to the use of PortfolioBalance Asia and its content. We provide information for general purposes only and make no representations or warranties about the accuracy, completeness, or suitability of the materials contained on our website. All information is provided on an “as-is” basis without any guarantees of any kind, whether express or implied.

We are committed to delivering high-quality educational resources about diversification principles, asset class understanding, and wealth protection strategies. However, the information presented on our platform is intended solely for educational and informational purposes. We do not guarantee that our content is error-free, up-to-date, or applicable to your specific financial situation.

Your use of our website and reliance on any information provided constitutes your agreement to these disclaimer terms. We reserve the right to modify this disclaimer at any time without prior notice. It is your responsibility to review these terms regularly to stay informed of any changes we may make.

No Professional Advice

The content available on our platform, including articles on portfolio diversification, asset correlation analysis, and sector allocation fundamentals, is for educational purposes only. We are not providing investment advice, financial planning services, or professional recommendations of any kind. The information should not be construed as personalized guidance tailored to your individual circumstances or investment objectives.

Before making any financial decisions regarding your portfolio or investment strategy, you should consult with a qualified financial advisor, investment professional, or licensed advisor who understands your complete financial picture. The strategies and concepts discussed on our website may not be suitable for your particular situation, risk tolerance, or financial goals. Diversification and asset allocation techniques vary significantly based on individual needs and market conditions.

We strongly encourage you to conduct thorough research and seek professional guidance before implementing any investment strategy. Past performance, market trends, and educational examples discussed on our platform do not guarantee future results. Market conditions, economic factors, and individual circumstances change constantly, and what works for one investor may not be appropriate for another.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of our website or reliance on any information provided. This includes, but is not limited to, losses resulting from investment decisions, portfolio changes, or financial strategies based on content from our platform.

We do not assume responsibility for any financial losses, missed opportunities, or adverse outcomes that may result from implementing strategies discussed on our website. The correlation analysis tools, diversification frameworks, and sector allocation resources we provide are meant to enhance your understanding, not to serve as definitive investment guidance or market predictions.

Our liability is limited to the extent permitted by applicable law in Malaysia and other relevant jurisdictions. We are not liable for interruptions, errors, omissions, viruses, or any technical issues that may affect your access to our website. By using our platform, you acknowledge and accept these limitations of liability in their entirety.